Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

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Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

VA Loan Refinance

Call me to discuss VA IRRRL and VA cash out refinance options.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

FHA Streamline Refinance

For homeowners with existing FHA loans, this is a quick and simple way to refinance your current FHA mortgage.

Lender & Seller Paid Buydowns

Call me to discuss current buydown promotions.

Bank Statement Program

Leverage your bank statements to secure a favorable home loan. This is an excellent product with competitive rates for self employed borrowers.

Cash-Out Refinance

Access home equity for various purposes.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

First Time Home Buyer

We currently offer VA Loans (0% down payment), FHA Loans (3.5% down payment), and conventional loans as low as 3% down for those who qualify. Please call me to discuss the loan product that best fits your needs.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Investment Property

Mortgage loan programs for vacation and investment properties.

HELOC Home Loan

Unlock the value in your home with flexible home equity lines of credit.